These schemes mostly just convert electricity to cryptocurrency. The electricity is almost always more expensive than the value, but the app authors aren't paying the bill.
If you're plugging in your 5W charger for less than half the day, the limit is maybe $2/year/user, assuming you can get away with it for a year...
If you're plugging in your 5W charger for less than half the day, the limit is maybe $2/year/user, assuming you can get away with it for a year...