At least in the UK, private hospitals tend to focus on basic care or routine surgeries. Once you have a more complicated or urgent case you'll end up in a publicly funded (NHS) hospital anyway. Which means that in the end, anyone independent of income has access to the best doctors, criticality of their illness decides who gets to see them, not money.

Yeah, I pay less than 1k/yr for fancy private health insurance in Europe.

What do you mean by fancy?

Medevac, top tier hospitals around the world (except US, lol) in network.

Trauma Team too?

Covered, but availability unsurprisingly depends on if the care provider decides to activate it.

Hmm, I mean the Cyberpunk one. Your insurance must really be good.

Haha, I wondered about that. Providers like Cigna and Bupa are the big ones in this space. Intl insurance is sooo much cheaper than US ones.

You can, but you need to think about it ahead. And no one expects the Spanish inquisition...